The United States is not manufacturing much but is a a second tier economy service economy. It’s Banks, brokerages, healthcare, media advertising and insurance companies that dominate the scene. The dollar is in a tailspin and the U.S. is a net borrower in this debtor economy.

50% of the oil is imported and the U.S. is at the mercy of oil-rich nations.

From the looks of the economy, it will be a long time before the situations turns around. Few are able save of retirement and a recent study revealed that only 19% of today’s workers will be able to maintain their standard of living upon retirement.

It is a time for conserving and becoming economical. It’s a time to stretch resources as goods become more expensive in order to keep an edge.

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